Financial Markets and Institutions, Essay Example | Topics and Well Written Essays - 1250 words

Financial Markets and Institutions, - Essay Example The impact of the United States to the world economy is connected to the activities happening in the NYSE (Harrison, 2011). Leading US companies have already participated in buying and selling of the shares of stocks in the NYSE. Since NYSE has been successful in trading these financial assets, its operations have expanded that now involve successful foreign companies (Kim, 2004, p. 61). The success of NYSE is crucial to the US economy because the companies listed in this financial market contribute to the nation’s economic growth. The NYSE serves as a mirror of America’s economic stability that if impeded will also have an impact to the global economy. The US economy has an effect on the global economy because the country has been active in having trade ties with other nations. If the US economy will stumble, then it can also be felt in other nations where foreign companies listed in the NYSE are headquartered. When a borrower obtains a loan from a lender, interests are added to the original amount borrowed. Interest rates have to be paid to compensate the lender, since they have given the borrower the opportunity to get the money without having to wait for a couple of days, months, or years of saving it (Heakal, 2009). There are factors that affect the determination of interest rates, and these include inflation, government, and supply and demand. When speaking of supply and demand, this would imply that if the demand for credit rises, interest rates will also increase, but if it decreases, interest rates will decrease, as well. Supply and demand have influenced interest rates in today’s economic climate. Because most people nowadays are into banking transactions, (e.g. when they open accounts in banks), money is being lent to those banks that in turn will be used by the bank for business or as an investment. Hence, the money deposited to the bank by the customer becomes the source of

Information Sytems - Article Research Paper Example | Topics and Well Written Essays - 500 words

Information Sytems - Article - Research Paper Example Quite a few studies and reports have been published on this topic and the rationale of the study is due to lack of financial support, remoteness, education, and trained manpower in the Indigenous community. There are various recommendations from researchers and practitioners to address these shortcomings including community access centres, social inclusion, improving social capital and software packages that can provide custom solutions. However, unless more and more members of the Indigenous community have access to and use the Internet and ICT, the fundamental objective of the government’s information systems implementation on communities will be lost. In order to bridge this gap the proposed framework attempts to enact as the integrated platform for the government organisations and other partners such as NGOs or public/private business sections to implement a dynamic business process model for social or community information development in the Indigenous community. The paper begins with the discussion of the importance of ICT in governance and its impact on the Indigenous community of Australia. It focuses on the gaps that exist with regard to its impact on the nonnative population in the country and its Indigenous population. A Dynamic Business Process Development Framework (DBPDF) is proposed to form the backbone of a system where effective implementation of ICT can benefit the Indigenous population of the nation. The paper concludes with a detailed delineation and the rationale behind the implementation of the DBPDF and recommendations for some future research directions. Availability of data, and the resulting information and knowledge are essential components for any organisation to be effective. This is true for any organisation regardless of its form for profit or service. The 21st Century information systems through the cutting edge Information and